SKIP to the front of the line.
SKIP is our online tool to help First Home Buyers achieve their dreams. It gives you tips and tricks, helps crunch the numbers, and coaches you on saving and house hunting. You can even earn up to $2,000 cash back on your first home loan.
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- Find out how much you could borrow. Enter your income and outgoings, and we’ll give you an estimate for potential loan size.
- Track your savings progress. SKIP is like your savings coach. Set your targets and keep them, all the way to your new front door.
- See if you’re eligible for help from Kāinga Ora. Could you be in line for a 5% deposit loan? SKIP can help you find out.
- Earn up to $2,000 SKIP Dollars. Every step you make toward your first home on SKIP earns you more SKIP Dollars. When you finally buy your new home, we deposit those SKIP Dollars into your account, to spend on anything you like.
Here are the keys to getting in to your first home.
Step-by-step guide to buying
Do you know the six steps to buying your first home? We'll walk you through them from start to finish.
Your first home timeline
Wondering what you need to do when? Find out with our simple timeline, and get ahead of those deadlines.
Checklists
Calculators, checklists, and a guide to all the jargon. Look no further for all your first home buying tools.
Glossary of home buying
There’s lots of specialised terms you only hear around home buying. Some of them are legal, some of them are just weird, but they’re all here.
Our FirstHome Combo
We're excited about our highly competitive first home buyer offer and being named the Canstar Bank of the Year for 2022, 2023 and 2024.
Hear from the experts
Hear home-buying tips and truths from the experts, in these short videos.
Tips and tricks from recent home buyers
Hear from people who recently achieved their first home goal, and what they did to get there.
Skip
Meet your first home buying coach, Skip. It’s a mobile web tool that helps you get into your first home – and even earn up to $2,000 toward your deposit.
The best bank for first home buyers. Again and again.
Canstar has rated us the best bank for first home buyers for the third year in a row. They found we offered better rates, better support and more innovative approaches to getting first home buyers into their first home. But to be fair, we’ve had over 155 years of practice.
Talk to us today about your first home dream.
Your first home loan is a big deal. If there’s anything you want to know, or if you want some advice on how to get a loan and how to set them up, give us a call. We’re happy to chat, and we’re on your side when it comes to getting that home.
Or if you’re ready to go, start your application online. You can save it and come back to it any time.
Important information about home loans.
To view our interest rates page for residential and residential investing lending please click here.
Specific credit and eligibility criteria apply. Lending Standard Contract Terms and additional Credit Fees and Charges apply.