First Home Buyers > First Home Buyers' Hub > Step by Step Guide

The step-by-step guide to home buying

First time buying a home? Here’s our simple guide.
Learn about the six steps to buying your first home, from saving your deposit, to gaining pre-approval on your loan, to buying your home and moving in.

The six steps to getting in to your first home.

1. Saving your deposit

The first step to buying your first home.

Let's do it

2. Gaining pre-approval

Success is all about putting in the prep work.

Show me how

3. Finding your home

House hunt like the best of them.

Love an open home

4. Conditional approval

Putting in an offer on your home with your loan lined up.

Can't wait

5. Settlement and drawdown

When things get real and money changes hands.

Make it rain

6. Moving in

At last: the day you get the keys to your own home.

I'm already packing

The best bank for first home buyers. Again.

Canstar has rated us the best bank for first home buyers for the second year in a row. They found we offered better rates, better support and more innovative approaches to getting first home buyers into their first home. But to be fair, we’ve had over 155 years of practice.

Talk to us today about your first home dream.

Your first home loan is a big deal. If there’s anything you want to know, or if you want some advice on how to get a loan and how to set them up, give us a call. We’re happy to chat, and we’re on your side when it comes to getting that home.

Or if you’re ready to go, start your application online. You can save it and come back to it any time.

Apply online 0800 727 2265

Our customers are our owners.
No surprise we like to keep them happy.

Thank you SBS Bank we were so privileged to work with you and your amazing local team purchasing our first home. A great lending experience.

– Paris, First Home Buyer