Do you meet these criteria?
Here are the eligibility requirements to get a home loan from us.
You need to:
- Be at least 18 years old.
- Be a New Zealand citizen or permanent resident (proof may be required).
- Meet SBS Bank lending criteria.
- Not be bankrupt or going through a No Asset Procedure.
Our online application works for most people.
You can use our online home loan application for:
- Single and joint applicants for your own home.
- First home loan applicants.
- Basic residential investment property applicants.
Do you need to apply for something different? For example:
- Apply for a loan as a trust or company.
- Apply for a construction loan.
We’d be happy to talk about your loan in person. Please contact us and we’ll set up an appointment with one of our lending specialists.
Contact us
What now?
How the online application works
We’ll ask for details that cover:
- Your loan request.
- Your finances, such as your deposit or equity, your existing debts and your income.
- How you would like to set up your home loan (a fixed or floating rate, and how long you’d like to repay your loan, for example.) Not sure? Just contact us and we can help.
- Your personal information.
You don’t need to finish your application in one go. You can save it and come back to it later.
What happens then?
One of our SBS Bank Loan specialists will contact you to confirm your details and answer any questions you have. Then they’ll start processing your application. If all goes well, you should have an answer within a few days.
Let’s do this!
OK, you are 100% set. Let’s take the first step to getting you into your new home!
