First Home Buyers > First Home Buyers' Hub > Hear From The Experts

Hear from the experts

Videos that help take the guess work out of buying.

Lenders

From making an appointment with the bank, to what pre-approval is and what banks are looking for, our experienced SBS first home Lender and Banking Specialist Tracey Hughes has all the tips you need for a positive lending experience.

What is the first step to getting a loan for my first home?

What does pre-approval mean?

Who are Kāinga Ora?

What grants or subsidies might I be eligible for?

What does conditional approval mean?

How do I work out how much I can borrow?

What does serviceability mean?

What is a fixed interest rate?

What is a floating rate?

Real Estate Agents

Ready to begin house hunting, but not sure where to start? We’ve reached out to Real Estate Agent James McRobie so that you can hear the tips and tricks for finding your perfect home from someone that sells them.

What are the things to look out for when looking for potential homes?

Who should I take along to an open home?

What are the main ways properties are marketed?

If I decide to make an offer, do I make the offer through the real estate agent?

Your offer has been accepted, what happens next?

Insurance Advisers

SBS Insurance Adviser Anne-Maree Lee has all the tips you need when you have to have your house insurance organised, how much you should insure your home for and what the different types of insurance are.

When do I need to sort my house insurance?

How do I work out how much insurance I need for my home?

What is Life Insurance?

Solicitors (aka Lawyers)

Are you wondering what exactly you need a solicitor for, what they do, or when you need to get one? Check out the videos from Solicitor Liz Henry and understand how they cover the legal side of buying your home so you can focus on planning your first home reno.

What is conveyancing?

What does a solicitor need to do as part of the first home buying process?

As a first home buyer, when should I get a solicitor?

From a legal perspective what should you consider when buying a house?

The best bank for first home buyers. Again and again.

Canstar has rated us the best bank for first home buyers for the third year in a row. They found we offered better rates, better support and more innovative approaches to getting first home buyers into their first home. But to be fair, we’ve had over 155 years of practice.

Talk to us today about your first home dream.

Your first home loan is a big deal. If there’s anything you want to know, or if you want some advice on how to get a loan and how to set them up, give us a call. We’re happy to chat, and we’re on your side when it comes to getting that home.

Or if you’re ready to go, start your application online. You can save it and come back to it any time.

Apply online 0800 727 2265

Important Information.

The information contained within this webpage is factual and general in nature and is not financial advice. You should consider the appropriateness of the information as it relates to you. Our product information webpages may cover deposit products and lending information which may contain some general advice. The product information webpages may also contain information about other investments such as, superannuation and insurance, the content of which is factual information and is not intended to imply any recommendation or opinion about the suitability of any of our financial products for you. If you would like to obtain financial advice, we suggest you speak with one of our Nominated Representatives.