The original way to pay direct from your account.
Easy to use
- No monthly fees.
- Use in person to purchase at stores.
- Accepted by almost all retailers in New Zealand.
- Choose up to two SBS accounts to access with your card.
- We automatically reissue your card before it expires.
- EFTPOS has no fees for retailers, so they don’t apply a surcharge.
- You use your secret four-digit personal ID number (PIN) to authorise each purchase.
Lost your EFTPOS card?
If your EFTPOS card is lost or stolen, call us immediately on 0800 727 2265.
If your card is definitely gone forever, we’ll cancel it to be sure no else can use it.
If you think you might have just misplaced your card, let us know and we’ll lock it temporarily, just in case.
- If you find your card, we can unlock it for you.
- If you can’t, we can cancel that card permanently and order you a replacement. We charge a replacement fee of $10.
SBS EFTPOS or SBS Debit Mastercard®?
We offer two ways to pay direct from your SBS accounts: the SBS EFTPOS card and the SBS Debit Mastercard. They both have their advantages, and they’re both fee-free. You can always use both options and enjoy the best of both worlds.
| Feature | SBS EFTPOS Card | SBS Debit Mastercard |
| Card issue fee | None | None |
| Card replacement fee | $10 | $10 |
| Monthly fee | None | None |
| Maximum number of linked accounts | 2 | 1 |
| Can use to access SBS accounts in ATMs | Yes | Yes |
| Uses a PIN for security | Yes | Yes |
| Can use contactless payments with no PIN for in-person purchases | No | Yes |
| Can use for online purchases | No | Yes |
| Can use for over-the-phone purchases | No | Yes |
| Can be used overseas | No | Yes |
| Some retailers may apply a surcharge on in-person purchases with this card | No | Yes |
Some of our accounts have withdrawal fees that may apply to purchases made with an EFTPOS card or SBS Debit Mastercard. See our Account Fees and Charges for more information.
Important information about your SBS EFTPOS card.
- You can only use an SBS EFTPOS card with your own SBS accounts.
- Mastercard® and the Mastercard® brand mark are registered trademarks of Mastercard International Incorporated.
- For full details of the terms and conditions applying to the SBS EFTPOS and your accounts, please see our Account Fees and Charges, EFTPOS Card Terms and Conditions, Electronic Banking and General Terms and Conditions.