Residential and Residential Investing Home Term Loan Interest Rates
Rates valid from 13 February 2021
Term |
Special Rates P.A** |
First Home
Loan with Equity less
than 10%
Rates
P.A.***
|
Standard Rates P.A.* |
Residential Floating Rate / First Home Loan Floating Rate |
4.54% |
Residential Investing Floating Rate |
|
|
5.04% |
6 months |
3.39% |
3.64% |
3.89% |
12 months |
2.29% |
2.54% |
2.79% |
18 months |
2.29% |
2.54% |
2.79% |
24 months |
2.29% |
2.54% |
2.79% |
36 months |
2.65% |
2.90% |
3.15% |
48 months |
2.89% |
3.14% |
3.39% |
60 months |
2.99% |
3.24% |
3.49% |
Default interest Rate****
(Charged above the loan repayment account interest rate)
|
8.00% |
8.00% |
8.00% |
Standard contract terms for Residential or Term Loan apply and are available here.
Credit Fees and Charges may apply, and are available here.
Rates, fees and charges are subject to change. Lending Eligibility Criteria and special conditions may apply.
Home Loan Flexi Rates
Rates valid from 20 March 2020
| Rate P.A. |
Residential Floating Rate | 4.54% |
Residential Investing Floating Rate | 5.04% |
Default Interest Rate**** (Charged above the then current interest rate) | 8.00% |
Standard contract terms for either Residential or Residential Investing Transactional Facilities apply and are available here.
Credit Fees and Charges may apply, and are available here.
Rates, fees and charges are subject to change. Lending Eligibility Criteria and special conditions may apply.
Reverse Equity Mortgage Rates
Rates valid from 30 November 2020
Product |
Rate P.A. |
SBS Advance Floating Rate Loan |
5.85% |
SBS Unwind Floating Rate |
5.85% |
Default Interest Rate****
(Charged above the then current
interest rate)
|
4.00% |
SBS Bank has suspended the use of fixed rates on SBS Advance.
Share Term Investment Rates