Personal loans
Everyday Banking > Personal Loans

Personal loans

When you have something important to buy, and you don't want to wait, a personal loan can make it happen sooner.

Make important things happen sooner.

What's important to you right now? It might be a new car, a holiday, new furniture, a wedding or home renovations. Perhaps you would like to consolidate your bills into one convenient payment.

We can make it happen, with a loan structured to suit your budget.

What you get with our personal loans

  • A simple online application form that only takes minutes.
  • Once we approve your loan, we aim to credit your funds to your account on the next business day.
  • You can borrow $1,000 to $60,000.
  • Loan terms range from 6 to 60 months.
  • You can make extra repayments or lump-sum repayments when you have spare cash, without any penalties.
  • You can ask to match your loan payments to your pay day, with fixed payments every week, fortnight or month.
  • We agree on the interest rate at the beginning of the loan so there are no surprises.

Important information about your personal loan.

  • Personal loans are provided by Finance Now Limited, a subsidiary of Southland Building Society (SBS Bank).
  • Finance Now lending criteria, fees and loan terms apply for all secured and unsecured personal loans, and are available on their website.
  • A $215 application fee and a monthly $2.50 service fee apply if your loan application is successful. All fees and charges are available here.
  • You can view the interest rates for personal loans at Finance Now.
  • Finance Now will give you a full disclosure of all of your loan terms (Including the total amount payable over the term of the loan) before finalising your loan.