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SBS Home Loans

  • Updated 8 May 2025

We’re all about making the Kiwi dream of home ownership a reality. It’s what we were set up to do over 155 years ago, and we’ve been doing it ever since. Already applied online for a home loan? You may be able to track it here. Read more

Home Loan Options

  • Updated 8 May 2025

Tailor your home loan to suit your goals. Pay it off as soon as possible? Lock it down to keep payments fixed? You’re in control, so choose what’s right for you. If you want some help, just give us a call. Read more

First Home Buyers

  • Updated 8 May 2025

Come on in. We love first home buyers. Our whole purpose is to help more Kiwis realise the dream of home ownership. Sound like you? We’re glad you found us. Read more

FirstHome Combo

  • Updated 14 March 2025

A big-hearted offer for this big first step. Our FirstHome Combo can put literally thousands of dollars back in your pocket when you choose us for your first home loan. Read more

Kāinga Ora Partnership

  • Updated 3 April 2025

We’re all about helping First Home Buyers like you. That’s why we’re partnering with Kāinga Ora – Homes and Communities, the government agency that helps everyday Kiwis get into their first home. Read more

SKIP

  • Updated 14 March 2025

Are you thinking about buying your first home, but need help getting started? SBS Skip is a mobile experience that helps you get into your first home. Take a look at all the things it can do to help. Read more

Term Investments

  • Updated 11 April 2025

Our term investments give you two outstanding returns. First, a highly competitive interest rate. And second, helping first home buyers follow in your footsteps. Read more

Managing Your Investment

  • Updated 2 May 2025

It’s easy to keep control of your term investment. You can set up a term investment or update your maturity instructions in online banking or on our mobile app. You can even give us a nice old-fashioned phone call. Read more