Already applied online for a home loan? You may be able to track it here.
We’re all about making the Kiwi dream of home ownership a reality. It’s what we were set up to do over 150 years ago, and we’ve been doing it ever since. How can we make your dream home a reality?
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We have a simple purpose: helping Kiwis find a place to call home. We’ve been doing it for over 150 years, and we’d love to help you too.
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Home Loans: Specific lending, account and eligibility criteria and Standard Contract Terms along with Credit Fees and Charges apply. These rates are only available for Residential Home Loans with at least 20% equity and Residential Investing Lending with at least 35% equity, or First Home Loans with at least 5% equity. All rates are subject to change.
Rates are one thing, but what do they mean for your finances? Use our calculators to work out what home ownership will mean for your finances.
Numbers not your thing? No problem, we love them. Let’s put our heads together and work out where you stand.
Let’s figure it out together
Take a look at our First Home Buyer Hub. It’s full of useful information to get you into your first home, from finding the right home to sorting out your loan.
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You can set up your home loan to be just right: not too hard, and not too soft. Take a look at our different options and see which one works for you. Not sure? Combine different types to get the best of both worlds.
If you’re stuck making a decision, give us a call and we’ll work it out together.
See the options 0800 727 2265
More and more Kiwis are discovering SBS Bank and our more competitive interest rates.
If you’re coming off another bank’s fixed rate and looking down the barrel of a big increase, maybe we could help. How much could you save?
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You can use our standard home loans for up to five properties. If you’re adding more, talk to us about our special investment property loans. They give you more features to help you better manage your portfolio.
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Thank you SBS Bank we were so privileged to work with you and your amazing local
team purchasing our first home. A great lending experience.
– Paris, First Home Buyer
To view our interest rates page for residential and residential investing lending please click here. Specific credit and eligibility criteria apply. Lending Standard Contract Terms and additional Credit Fees and Charges apply.