Canstar have awarded SBS Visa Credit Card with a 5 star rating for ‘Outstanding Value’ in the rewards $12k annual spend category for five years running!
This is getting embarrassing.
Our fifth year in a row!
We’re very proud to to have been awarded Canstar’s ‘Best Value Rewards Credit Card’ in New Zealand for the fifth year in a row.
Whatever the occasion, wherever you want to shop, the SBS Visa Credit Card aims to make life even easier for you. Shop in-store or online, anywhere Visa is accepted to earn cash back. It’s as simple as that.
You’ll earn $1 for every $150 spent on eligible transactions* while enjoying the benefits of no annual card fee and 24/7 access to your account.
Credit Card Conditions of Use and Fees and Charges (see below) apply.
Why choose the SBS Visa credit card?
No annual card fee
No need to budget for an annual card fee. The SBS Visa Credit Card has no annual fee.
Earn Cash Back Rewards
You’ll earn $1 for every $150 spent on Eligible Transactions.*
Up to 55 days interest-free
Get up to 55 days interest-free on your purchases when paying off your full balance each month.
Contactless payment
You can use your SBS Visa Credit Card to make contactless payments. Contactless payment is a secure technology that saves time at the check-out with no need to enter your PIN for purchases $200 NZD and under.
No rewards fee
Enjoy cash back rewards without having to pay a rewards fee.
24/7 access to your account
Access your account 24/7 with SBS Bank Internet Banking and Mobile App. Our Contact Centre is also available for you to report lost or stolen cards on 0800 727 2273 or +64 9 623 7554.
No additional cardholder fees
Add a family member as an Additional Cardholder on your Card Account at no additional cost, as long as they’re at least 18 years or older.
Additional Cardholder application
Fees and charges.
Purchase interest rate: 19.65% p.a.
Cash advance interest rate: 22.65% p.a.
There are additional fees which also apply to the SBS Visa Credit Card. These include, but are not limited to: cash advances, late payments, paper statements and replacement cards. These are subject to change.
View all fees and charges
Eligibility criteria.
Key applicant eligibility criteria for an SBS Visa Credit Card includes:
- Being 18 years or older
- Being a New Zealand citizen or permanent resident living in New Zealand
- Evidence of earning or receiving a regular income
You must also have one of the following current valid forms of identification:
- NZ Passport
- NZ Driver Licence
- Overseas Passport
Additional Lending and eligibility criteria apply.
Please refer to the SBS Bank Credit Card Conditions of Use for full details.
Apply now
Important information.
*Please refer to the SBS Bank Credit Card Conditions of Use for full details.
The SBS Visa Credit Card is issued by SBS Money Limited, a 100% Subsidiary of SBS Bank. SBS Visa Credit Card Conditions of Use apply, are subject to change and are available on request and free of charge from any branch of SBS Bank.