terms and conditions
General Terms and Conditions
General Terms and Conditions (including our Privacy Statement in Section 8) > Download PDF (180 KB)
Website Terms of Use > Download PDF (157 KB)
I.D and Address Verification Requirements
Identification and Address Verification Requirements (individual) > Download PDF (236 KB)
Identification and Address Verification Requirements (organisations) > Download PDF (267 KB)
SBS Verify Privacy Policy > Download PDF (484 KB)
SBS Verify Terms and Conditions > Download PDF (464 KB)
AEOI and CRS foreign tax residency information
AEOI - Your Obligations - IRD Introduction > Download PDF
New Zealand IRD Tax Residency > View Page
Banking Terms and Conditions
Debit MasterCard® Terms and Conditions (Effective 1 July 2016) > Download PDF (191KB)
Eftpos Card Terms and Conditions (Effective 12 April 2019) > Download PDF (147 KB)
Electronic Banking Terms and Conditions - (Effective 10 July, 2019) > Download PDF (350 KB)
Electronic Banking Terms and Conditions (Effective 10 July 2019 for i-bank users) Download PDF (305 KB)
Telephone Banking Terms and Conditions > Download PDF (151 KB)
Cheque Terms and Conditions (Effective 1 July 2014) > Download PDF (155KB)
Cheque Terms and Conditions (Effective 1 October 2019) Download PDF (220KB)
Lending Standard Contract Terms
Retirement Loans
Standard contract terms SBS Advance Term Loan > Download PDF (200KB)
Memorandum of Mortgage > Download PDF (542KB)
All Other Mortgage Lending
Flexi Loan Schedule > Download PDF (169KB)
Term Loan Schedule > Download PDF (157KB)
Loan Terms and Conditions > Download PDF (457KB)
Memorandum of Mortgage > Download PDF (542KB)
Other Banking Terms and Conditions
Term Investment Terms & Conditions (Effective 1 December 2016) > Download PDF (104KB)
Kiwidream Terms and Conditions > Download PDF (229KB)
Hohepa Trust Offer Terms and Conditions > Download PDF (30KB)
Nelson Parent and Child Expo Terms and Conditions > Download PDF (92KB)
STAR Prize Draw Terms and Conditions > Download PDF (77KB)
Competition/Offers Terms and Conditions
Reverse Equity Mortgage Survery Prize Draw Terms and Conditions Download PDF (117KB)
SBS Bank Rugby Southland Kids Season Pass Promotion Download PDF (94 KB)
Southland Sharks Ball Carrier Terms and Conditions Download PDF (94 KB)
SBS Bank refer a friend terms and conditions > Download PDF (100 KB)
SBS Bank Tour of Southland Design a Jersey Competition > Download PDF (124KB)
Announcements
SBS Visa Credit Card Conditions of Use
SBS Visa Credit Card Conditions of Use > Download PDF (223KB)
SBS Visa Credit Card - Double cash back promotion Terms and Conditions > Download (106KB)