terms and conditions
General Terms and Conditions
General Terms and Conditions (including our Privacy Statement in Section 8) > Download PDF (180 KB)
Website Terms of Use > Download PDF (157 KB)
Hohepa Trust Offer Terms and Conditions - Download PDF (30kb)
I.D and Address Verification Requirements
Identification and Address Verification Requirements (individual) > Download PDF (236 KB)
Identification and Address Verification Requirements (entities) > Download PDF (267 KB)
Member Notice - Cash Deposit Changes > Download PDF(130 KB)
SBS Verify Privacy Policy > Download PDF (484 KB)
SBS Verify Terms and Conditions > Download PDF (464 KB)
AEOI and CRS foreign tax residency information
AEOI - Your Obligations - IRD Introduction > Download PDF
New Zealand IRD Tax Residency > View Page
Banking Terms and Conditions
*** We would like to advise that we will be updating our Electronic Banking Terms and Conditions with effect from Wednesday 20 March, 2019.***
Debit MasterCard® Terms and Conditions (Effective 1 July 2016) > Download PDF (191KB)
Eftpos Card Terms and Conditions (Effective 23 November 2015) > Download PDF (685KB)
Eftpos Card Terms and Conditions (Effective 12 April 2019) > Download PDF (147 KB)
Electronic Banking Terms and Conditions > Download PDF (211 KB) - Effective until 19 March, 2019.
Electronic Banking Terms and Conditions - Effective from 20 March, 2019 > Download PDF (174 KB)
Electronic Banking Terms and Conditions (Effective 11 August 2013 for i-bank users) Download PDF (211 KB)
Telephone Banking Terms and Conditions > Download PDF (151 KB)
Cheque Terms and Conditions (Effective from 1 July 2014) > Download PDF (155KB)
Lending Standard Contract Terms
Retirement Loans
Standard contract terms SBS Advance Term Loan > Download PDF (200KB)
Memorandum of Mortgage > Download PDF (542KB)
All Other Mortgage Lending
Flexi Loan Schedule > Download PDF (169KB)
Term Loan Schedule > Download PDF (157KB)
Loan Terms and Conditions > Download PDF (457KB)
Memorandum of Mortgage > Download PDF (542KB)
Other Banking Terms and Conditions
Term Investment Terms & Conditions (Effective 1 December 2016) > Download PDF (104KB)
Kiwidream Terms and Conditions > Download PDF (229KB)
Competition/Offers Terms and Conditions
12 days of Christmas Prezzy card Facebook competition - Terms and Conditions. Download PDF.
Spruce up for Spring Prezzy card Facebook competition - Terms and Conditions. Download PDF. (264KB)
Tour of Southland Kids Jersey Design Competition - Terms and Conditions. Download PDF (170KB)
SBS Bank refer a friend terms and conditions > Download PDF (100 KB)
Stags Kids Membership T&C’s Download PDF
My First Home Terms and Conditions > Download PDF (79KB)
Announcements
Announcement of Changes to Account Charges and Term Investment documentation > Download PDF (279KB)
Announcement of Changes to Debit Mastercard® Account Charges and Terms & Conditions > Download PDF (97KB)
SBS Visa Credit Card Conditions of Use
SBS Visa Credit Card Conditions of Use > Download PDF (223KB)