Terms and conditions

General Terms and Conditions

General Terms and Conditions (including our Privacy Statement in Section 8) - effective 1 December 2020 > Download PDF

General Terms and Conditions (including our Privacy Statement in Section 8) - effective to 30 November 2020 > Download PDF

Website Terms of Use > Download PDF
 

I.D and Address Verification Requirements

Identification and Address Verification Requirements (individual) > Download PDF

Identification and Address Verification Requirements (organisations not-for-profit) > Download PDF

Company Identification Requirements > Download PDF

Partnerships Identification Requirements > Download PDF

Trust Identification Requirements > Download PDF

Children's Identification Requirements > Download PDF

SBS Verify Privacy Policy > Download PDF

SBS Verify Terms and Conditions > Download PDF
 

AEOI and CRS foreign tax residency information

AEOI - Your Obligations - IRD Introduction > Download PDF

New Zealand IRD Tax Residency > View Page

Foreign Tax Certification Form Organisations > Download PDF

Foreign Tax Certification Form Personal > Download PDF

Lending Standard Contract Terms 

Reverse Equity Mortgages

SBS Unwind Loan Terms and Conditions > Download PDF

SBS Unwind Loan Schedule > Download PDF

Standard contract terms SBS Advance Term Loan > Download PDF

Memorandum of Mortgage > Download PDF 

All Other Mortgage Lending

Flexi Loan Schedule > Download PDF 

Term Loan Schedule > Download PDF

Loan Terms and Conditions > Download PDF 

Memorandum of Mortgage > Download PDF

Everyday Banking Terms and Conditions

kiwidream Terms and Conditions (Effective 1 April 2022) > Download PDF

Debit MasterCard® Terms and Conditions (Effective 21 July 2020) > Download PDF

Eftpos Card Terms and Conditions (Effective 12 April 2019) > Download PDF

Telephone Banking Terms and Conditions > Download PDF

STAR Prize Draw Terms and Conditions (Effective 29 July 2020) >Download PDF

Get25 Terms and Conditions > Download PDF 

Online Banking Terms and Conditions

Electronic Banking Terms and Conditions - (Effective 10 July, 2019) > Download PDF

Electronic Banking Terms and Conditions (Effective 10 July 2019 for i-bank users) Download PDF

Investment Terms and Conditions

Term Investment Terms & Conditions (Effective 1 December 2016) > Download PDF 

Credit Card Terms and Conditions and Documents

SBS Visa Credit Card Conditions of Use > Download PDF

Promotion and Offer Terms and Conditions 

Southland Sharks Ball Carrier Competition > Download PDF

SBS Valentine's Day Facebook Promotion > Download PDF

SBS 12 Days of Christmas Hamper Prize Draw > Download PDF

SBS Bank Debit Mastercard Christmas Prize Draw > Download PDF

SBS Visa Card Cash Back Terms and Conditions > Download PDF

FirstHome Combo Terms and Conditions > Download PDF

SBS Lite Charity Promotional Terms and Conditions > Download PDF

FLIX Terms and Conditions (Effective 1 September 2021 to 31 March 2022) > Download PDF

FLIX Terms and Conditions (Effective 1 April 2022 to 30 September 2022) > Download PDF

Grate Cash Offer Terms and Conditions (Effective 8 May 2021 to 31 July 2021) > Download PDF  

SBS Southland Charity Hospital Offer Terms and Conditions > Download PDF

SBS Bank Pink Ribbon Visa Walk Terms and Conditions > Download PDF

SBS Lite Get $50 Offer - Terms and Conditions > Download PDF

SBS Lite Get $100 Offer - Terms and Conditions > Download PDF

Competition Offers Terms and Conditions 

SBS Highlanders Ticket Giveaway > Download PDF

SBS Bank Kick for Cash > Download PDF