General Terms and Conditions

General Terms and Conditions (including our Privacy Statement in Section 8) > Download PDF

Website Terms of Use > Download PDF

I.D and Address Verification Requirements

Identification and Address Verification Requirements (individual) > Download PDF

Identification and Address Verification Requirements (organisations) >Download PDF

SBS Verify Privacy Policy > Download PDF

SBS Verify Terms and Conditions > Download PDF

AEOI and CRS foreign tax residency information

AEOI - Your Obligations - IRD Introduction > Download PDF

New Zealand IRD Tax Residency > View Page

Foreign Tax Certification Form Organisations > Download PDF

Foreign Tax Certification Form Personal > Download PDF

Lending Standard Contract Terms 

Reverse Equity Mortgages

SBS Unwind Loan Terms and Conditions > Download PDF

SBS Unwind Loan Schedule > Download PDF

Standard contract terms SBS Advance Term Loan > Download PDF

Memorandum of Mortgage > Download PDF 

All Other Mortgage Lending

Flexi Loan Schedule > Download PDF 

Term Loan Schedule > Download PDF

Loan Terms and Conditions > Download PDF 

Memorandum of Mortgage > Download PDF

Everyday Banking Terms and Conditions

Debit MasterCard® Terms and Conditions (Effective 1 July 2016) > Download PDF

Eftpos Card Terms and Conditions (Effective 12 April 2019) > Download PDF

Telephone Banking Terms and Conditions > Download PDF

Cheque Terms and Conditions (Effective 1 October 2019) > Download PDF

STAR Prize Draw Terms and Conditions >Download PDF

Get25 Terms and Conditions > Download PDF 

Online Banking Terms and Conditions

Electronic Banking Terms and Conditions - (Effective 10 July, 2019) > Download PDF

Electronic Banking Terms and Conditions (Effective 10 July 2019 for i-bank users) Download PDF

Investment Terms and Conditions

Term Investment Terms & Conditions (Effective 1 December 2016) > Download PDF 


Credit Card Terms and Conditions and Documents

SBS Visa Credit Card Conditions of Use > Download PDF


Promotion and Offer Terms and Conditions 

Grate Cash Offer Terms and Conditions (Effective from 22 February 2020 to 31 March 2020) Download PDF

First Home Loan Offer Terms and Conditions (Effective August 2019) > Download PDF


Competition Offers Terms and Conditions 

SBS Bank Facebook Heart in Banking Competition > Download PDF

SBS Bank Facebook Valentine’s Day $500 Prezzy Card Prize Draw > Download PDF

SBS Bank Southern Field Days Hamper Prize Draw > Download PDF