Archived terms and conditions
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Archived terms and conditions

This page provides downloadable PDFs of previous versions of our terms and conditions, from up to two years ago. If you would like earlier versions of our terms and conditions, please contact us on 0800 727 2265.

General Terms and Conditions archive

Title Date Document
General Terms and Conditions (including our Privacy Statement in Section 8) Effective 1 Dec 2020 Download PDF
General Terms and Conditions (including our Privacy Statement in Section 8) Effective to 30 Nov 2020 Download PDF

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I.D. and Address Verification Requirements

SBS Verify Privacy Policy Effective 23 October 2018 Download PDF
SBS Verify Terms and Conditions Effective 23 October 2018 Download PDF

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AEOI and CRS foreign tax residency information

There are no archived versions of our AEOI and CRS foreign tax residency information documents.

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Lending Standard Contract Terms

Loan Terms and Conditions Effective 27 Jan 2016 Download PDF

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FirstHome Combo Terms and Conditions

FirstHome Combo Terms and Conditions Effective 2 Aug 2021 Download PDF
FirstHome Combo Terms and Conditions Effective 17 Aug 2023 Download PDF
FirstHome Combo Terms and Conditions Effective 11 Nov 2023 Download PDF
FirstHome Combo Terms and Conditions Effective 2 Sep 2024 Download PDF

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Everyday Banking Terms and Conditions

Debit MasterCard® Terms and Conditions Effective 21 Jul 2020 Download PDF
Telephone Banking Terms and Conditions (service no longer available) Effective 26 May 2023 Download PDF
Telephone Banking Terms and Conditions (service no longer available) Effective 14 February 2011 Download PDF

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Online Banking Terms and Conditions

Electronic Banking Terms and Conditions Effective 22 Apr 2024 Download PDF
Electronic Banking Terms and Conditions Effective 26 May 2023 Download PDF
Electronic Banking Terms and Conditions Effective 10 Jul 2019 Download PDF
Electronic Banking Terms and Conditions for j-bank users (service no longer available) Effective 26 May 2023 Download PDF
Electronic Banking Terms and Conditions for j-bank users (service no longer available) Effective 10 Jul 2019 Download PDF

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Credit Card Terms and Conditions and Documents

SBS Visa Credit Card $100 Special Offer (no longer available) Effective 16 Apr 2024 Download PDF
SBS Visa Credit Card $50 Special Offer (no longer available) Effective 16 Apr 2024 Download PDF
SBS Visa Card Cash Back Terms and Conditions Effective 8 Nov 2021 Download PDF

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Investment Terms and Conditions

There are no archived versions of our Investment Terms and Conditions.

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Promotions and Offers Terms and Conditions

Get25 Terms and Conditions   Download PDF
SBS Sustainability Survey Terms and Conditions Effective 30 May 2024 Download PDF
SBS Sustainability Survey Terms and Conditions Effective May 2024 Download PDF
Customer Satisfactory Survey Terms and Conditions Effective April 2024 Download PDF
Southland Sharks Ball Carrier Competition 2024 Effective 16 May 2024 Download PDF
SBS Visa Credit Card Special Offer   Download PDF
SBS Valentine’s Day Facebook Promotion   Download PDF
SBS 12 Days of Christmas Hamper Prize Draw   Download PDF
SBS Bank Debit Mastercard Christmas Prize Draw   Download PDF
SBS Lite Charity Promotional Terms and Conditions   Download PDF
FLIX Terms and Conditions Effective 1 Apr 2022 Download PDF
FLIX Terms and Conditions Effective 1 Oct 2022 Download PDF
Grate Cash Offer Terms and Conditions Effective 8 May 2021 Download PDF
SBS Southland Charity Hospital Offer Terms and Conditions   Download PDF
SBS Bank Pink Ribbon Visa Walk Terms and Conditions   Download PDF
SBS Lite Get $50 Offer - Terms and Conditions   Download PDF
SBS Lite Get $100 Offer - Terms and Conditions   Download PDF
Double Cash Back Terms and Conditions   Download PDF

Competition Offers Terms and Conditions

SBS Bank 2024 New Zealand Open Pro-Am Prize Terms and Conditions   Download PDF
SBS Highlanders Ticket Giveaway   Download PDF
SBS Bank Kick for Cash   Download PDF