General Terms and Conditions archive
| Title | Date | Document |
| General Terms and Conditions (including our Privacy Statement in Section 8) | Effective 1 Dec 2020 | Download PDF |
| General Terms and Conditions (including our Privacy Statement in Section 8) | Effective to 30 Nov 2020 | Download PDF |
I.D. and Address Verification Requirements
| SBS Verify Privacy Policy | Effective 23 October 2018 | Download PDF |
| SBS Verify Terms and Conditions | Effective 23 October 2018 | Download PDF |
AEOI and CRS foreign tax residency information
There are no archived versions of our AEOI and CRS foreign tax residency information documents.
Lending Standard Contract Terms
| Loan Terms and Conditions | Effective 27 Jan 2016 | Download PDF |
FirstHome Combo Terms and Conditions
| FirstHome Combo Terms and Conditions | Effective 2 Aug 2021 | Download PDF |
| FirstHome Combo Terms and Conditions | Effective 17 Aug 2023 | Download PDF |
| FirstHome Combo Terms and Conditions | Effective 11 Nov 2023 | Download PDF |
| FirstHome Combo Terms and Conditions | Effective 2 Sep 2024 | Download PDF |
Everyday Banking Terms and Conditions
| Debit MasterCard® Terms and Conditions | Effective 21 Jul 2020 | Download PDF |
| Telephone Banking Terms and Conditions (service no longer available) | Effective 26 May 2023 | Download PDF |
| Telephone Banking Terms and Conditions (service no longer available) | Effective 14 February 2011 | Download PDF |
Online Banking Terms and Conditions
| Electronic Banking Terms and Conditions | Effective 22 Apr 2024 | Download PDF |
| Electronic Banking Terms and Conditions | Effective 26 May 2023 | Download PDF |
| Electronic Banking Terms and Conditions | Effective 10 Jul 2019 | Download PDF |
| Electronic Banking Terms and Conditions for j-bank users (service no longer available) | Effective 26 May 2023 | Download PDF |
| Electronic Banking Terms and Conditions for j-bank users (service no longer available) | Effective 10 Jul 2019 | Download PDF |
Credit Card Terms and Conditions and Documents
| SBS Visa Credit Card $100 Special Offer (no longer available) | Effective 16 Apr 2024 | Download PDF |
| SBS Visa Credit Card $50 Special Offer (no longer available) | Effective 16 Apr 2024 | Download PDF |
| SBS Visa Card Cash Back Terms and Conditions | Effective 8 Nov 2021 | Download PDF |
Investment Terms and Conditions
There are no archived versions of our Investment Terms and Conditions.
Promotions and Offers Terms and Conditions
| Get25 Terms and Conditions | Download PDF | |
| SBS Sustainability Survey Terms and Conditions | Effective 30 May 2024 | Download PDF |
| SBS Sustainability Survey Terms and Conditions | Effective May 2024 | Download PDF |
| Customer Satisfactory Survey Terms and Conditions | Effective April 2024 | Download PDF |
| Southland Sharks Ball Carrier Competition 2024 | Effective 16 May 2024 | Download PDF |
| SBS Visa Credit Card Special Offer | Download PDF | |
| SBS Valentine’s Day Facebook Promotion | Download PDF | |
| SBS 12 Days of Christmas Hamper Prize Draw | Download PDF | |
| SBS Bank Debit Mastercard Christmas Prize Draw | Download PDF | |
| SBS Lite Charity Promotional Terms and Conditions | Download PDF | |
| FLIX Terms and Conditions | Effective 1 Apr 2022 | Download PDF |
| FLIX Terms and Conditions | Effective 1 Oct 2022 | Download PDF |
| Grate Cash Offer Terms and Conditions | Effective 8 May 2021 | Download PDF |
| SBS Southland Charity Hospital Offer Terms and Conditions | Download PDF | |
| SBS Bank Pink Ribbon Visa Walk Terms and Conditions | Download PDF | |
| SBS Lite Get $50 Offer - Terms and Conditions | Download PDF | |
| SBS Lite Get $100 Offer - Terms and Conditions | Download PDF | |
| Double Cash Back Terms and Conditions | Download PDF |
Competition Offers Terms and Conditions
| SBS Bank 2024 New Zealand Open Pro-Am Prize Terms and Conditions | Download PDF | |
| SBS Highlanders Ticket Giveaway | Download PDF | |
| SBS Bank Kick for Cash | Download PDF |