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How Investing Works

Looking for a way to ensure you’re money is working hard for you?

Term Investments (also called Term Deposits):
In a nutshell, you choose the best term (how long you can or want to lock your money away for) and in return, SBS will confirm the interest rate for that term so you know from the start the return (extra money) you will earn. For example, with an interest at maturity term investment, at the end of the term, such as 12 months, you will get your original amount invested back (called your principal) along with an extra amount (called the interest) that you have earned.  If you would prefer to earn income from your investment along the way (rather than at the end) a term investment with interest paid monthly or quarterly might be an option for you. You still get your original amount (principal) back at the end of the term, but instead of waiting until the end of the term for your interest, it will be paid out to you at regular intervals.

Mutually Helpful

check out mutuallyhelpful.com for more

More info on Investing

It’s important to think about how your money could work for you and what you could afford to invest while still managing to day to day costs. 

There are some helpful sites like sorted.org.nz which will help you understand the different between short, medium and long term investing goals to help you plan for the future. You can then invest in a way that helps you reach those goals. For more information visit sorted.org.nz/guides/saving-and-investing/

Find out more from SBS Bank

Love this info and desperate to know more?

Find out more about Investing with SBS Bank.


Important Information

The information contained within this webpage is factual and general in nature and is not financial advice. You should consider the appropriateness of the information as it relates to you.  Our product information webpages may cover deposit products and lending information which may contain some general advice.  The product information webpages may also contain information about other investments such as, superannuation and insurance, the content of which is factual information and is not intended to imply any recommendation or opinion about the suitability of any of our financial products for you.  If you would like to obtain financial advice, we suggest you speak with one of our Nominated Representatives.