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3.99% p.a. home loan rate for new lending.

Interest rate fixed for 1 or 2 years for a limited time only

  • Up to 1% cash
  • Available for residential owner-occupied properties under 80% LVR
  • This offer is for new lending to SBS only, including home purchases and refinances, and for residential owner-occupied under 80% LVR only. The offer is not available for first home buyers over 80% LVR including Kainga Ora loans.


    Important information about home loans.

    To view our interest rates page for residential and residential investing lending please click here. Specific credit and eligibility criteria apply. Lending Standard Contract Terms and additional Credit Fees and Charges apply.