Great! Here is some important information before you start your online home loan application:

To get a SBS Bank Loan you’ll need to meet our eligibility criteria. You must;

  • Be at least 18 years old; 
  • Be a New Zealand citizen or permanent resident (proof may be required)
  • Meet SBS Bank lending criteria 
  • Not be bankrupt or going through a No Asset Procedure

*Please note, the online home loan application caters for single and/or joint applicants, first home loan applicants and basic residential investment property applicants.

If your enquiry falls outside the above e.g., Trusts, companies, construction loans, then please contact us and we will be happy to help you with your enquiry directly.

What happens now?

You’ll be asked to enter some details that cover:

  • The Loan Request
  • Financial information
  • The Home Loan structure
  • Your Personal Information
  • Identification

There are two ways to complete the identification step:

Verify online using our SBS Bank Verify app with either your New Zealand or Australian Passport or New Zealand Driver License and an approved form of address verification (please see approved forms here)

Verify in person – you will need to have an International Passport or your New Zealand Driver License

What happens after?

One of our SBS Bank Loan specialists will be in touch very soon to confirm your details and answer any questions you may have.

Start online application  Saved Applications