Our special interest rates
FirstHome Combo
4.29%
per annum
1 year fixed
Apply onlineAvailable only to first home buyers.
Additional lending fees apply.
Home loans Specific lending, account and eligibility criteria and Standard Contract Terms along with Credit Fees and Charges apply. These rates are only available for Residential Home Loans with at least 20% equity and Residential Investing Lending with at least 30% equity, or First Home Loans with at least 5% equity. All rates are subject to change.
Term investments: Minimum investment $1,000, maximum investment $5,000,000. Term Investments rates are for Redeemable Share Investments.
All rates are subject to change.
How can we help?
Ok, we wouldn’t normally say it, but we’re a little bit special. We’ve been operating for over 155 years as a mutual bank. That means our customers are our owners, and they’re 100% on board with us helping people get into homes and save their money.
How can we help you today, boss?
- Home loans.
Our purpose is to make the Kiwi dream of home ownership real for more people. Let’s make it happen. - Term investments, savings and wealth management.
We have competitive rates and a nationwide team of investment professionals to help you. Show me the money. - Bank accounts, cards and apps.
We can take care of all of your day-to-day banking, on our app and online. Nice and easy. - Insurance.
Growing your wealth starts with protecting what you have. We can help do that. Lock in my progress.
The best bank for first home buyers. Again and again.
Canstar has rated us the best bank for first home buyers for the third year in a row. They found we offered better rates, better support and more innovative approaches to getting first home buyers into their first home. But to be fair, we’ve had over 155 years of practice.
Ongoing Scams
We are aware of a number of sophisticated fake websites and individuals claiming to be/represent SBS Bank. Never disclose any personal information to individuals claiming to be/represent SBS Bank, if you are unsure please call us directly on 0800 727 2265 and speak with a member of our team.
Get in touch and let’s make things happen.
Let’s get together. If you’d like to join, you can do it all online. It’s easy and quick, and we’ll have you set up within hours.
Would you prefer to chat to us first? Just give us a call or drop us a note with this little form. Our team is always happy to help.