Tailor your home loan to suit your goals.
Pay it off as soon as possible? Lock it down to keep payments fixed? You’re in control, so choose what’s right for you. If you want some help, just give us a call.
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Looking for something else? Investment Property Loans • Reverse Equity Home Loans • Home Loan Rates
You lock in your loan for a fixed time at a fixed interest rate. Your repayments stay the same, so you can budget more easily. At the end of the fixed term, you can choose a new rate and a new term, or switch to a floating rate.
The simple, most flexible option. Your repayments change if interest rates change, and you can make extra payments whenever you like.
Your home loan works like an overdraft. You pay off a minimum amount each month, and you can also draw on your loan for anything at all, up to your agreed loan limit. It appears in your online banking as a normal account. Flexi Home Loans always use the floating rate.
Instead of paying off your loan, you only pay the interest. That makes the repayments smaller, so it might be right for the short term. We limit these loans to five years.
You can mix and match our loans to get the best of both worlds. It’s a great way to fine-tune your loan to match your goals and your life. There are all sorts of approaches. Here are two of the most popular.
Two equal fixed home loans renewing at different times.
Split your loan between a small floating home loan and a larger fixed home loan.
Thank you SBS Bank we were so privileged to work with you and your amazing local
team purchasing our first home. A great lending experience.
– Paris, First Home Buyer
To view our interest rates page for residential and residential investing lending please click here.
Specific credit and eligibility criteria apply. Lending Standard Contract Terms and additional Credit Fees and Charges apply.