Protecting your things
Insuring your contents will ensure you're never without your favourite things
Protect your belongings from theft, loss or damage. You can choose the amount of cover you’ll need to replace your things if anything happens to them.
cover if stolen
You’ll receive the cost of items stolen, at either replacement cost or current market value (depending on the item). Some items, like jewellery, will need to be specifically listed.
cover for accidental damage
Have your items repaired, or pay you the cost of repairs.
cover for accidental loss
If you lose something, it will be replaced. We also have optional cover for lost or stolen keys.
You’ll receive the cost of temporary accommodation for you and your family, up to a set limit, while your home is being repaired or rebuilt.
home office cover
Up to $15,000 on your home office furniture and equipment.
The following additional covers are included:
» Lost or stolen keys: Up to $2,000 in a 12 month period to replace your keys and locks, including remote door openers and swipe cards
» Personal liability: Up to $2,000,000 towards legal costs and expenses for any one event (limited to a maximum of $2,000,000 combined under all policies providing you liability protection)
» Removal of debris: You’ll receive cover the cost of removing damaged contents you’re your home. You’ll also receive payment of up to $1,000 to remove tree debris if a falling tree or branch damages your contents.
» Cover away from home: Cover for home office furniture and equipment away from home up to $15,000. Sub‑limits apply: $5,000 for computers and $2,000 for mobile phones
The information on this page does not take into account your individual circumstances and is not personalized financial advice. You should seek financial advice before you make any financial decision. Contents Insurance is arranged by Southsure Assurance Limited (Southsure) - a subsidiary company of Southland Building Society (SBS Bank) This webpage is only a summary of the features and benefits of House Insurance and is intended to be of a general nature. All insurance cover is subject to underwriting criteria and the individual policy terms and conditions set out in the policy document. Southsure is licensed under the Insurance (Prudential Supervision) Act 2010 and supervised by the Reserve Bank of New Zealand. Southsure is a member of the Banking Ombudsman scheme. SBS Bank may receive a commission for any successful insurance referral. Contents Insurance is underwritten by Lumley, a business division of IAG New Zealand Limited (Lumley). Neither Southsure nor Southland Building Society (SBS Bank) nor any other entity within the SBS Bank Group guarantees the obligations of, or any products issued or underwritten by Lumley.