Are you thinking about buying your first home, but need help on where to start? Skip ahead of the pack with SBS SKIP, a mobile experience to help aspiring first home buyers prepare to get on the property ladder. SKIP will help you shape your first home goal with the help of our powerful lending calculators, provide you with information on the steps to get ready for a home loan, and allow you to earn up to $2,500 cash towards your first home deposit when you take an SBS Home Loan.* So what are you waiting for....?


Find out how much you might be able to borrow

From buying as soon as possible, to understanding what it would take to buy your dream home. We've got the different scenarios covered.

We’ll help boost your deposit

We'll estimate your eligibility for the First Home Loan and First Home Grant schemes so you can see the impact on your first home goal.

Track the progress towards your goal

Saving a deposit takes time. We'll pull it all together for you in one easy to use dashboard, so you can see it all in one place.

Earn $KIP Dollars along the way

Earn up to $2,500 cash towards your first home deposit when you take out an SBS Home Loan.*

Read all about the tips and tricks

We’ve searched the land for all you need to know and put it all in the one place for you. Simple, no-jargon, honest information.



*Eligibility criteria and Terms & Conditions apply.



launch the app

(this is a mobile only experience and will not work on desktop)




Introducing the SBS Bank FirstHome Combo and First Home Buyer's Hub...

At SBS we're proud to have been helping Kiwis into their own homes for over 150 years - and as the bank for first home buyers we know that having a great deal from your bank can make all the difference. That's why we've put together the SBS FirstHome Combo - available now to first home buyers that purchase their home through SBS. We also have the SBS First Home Buyer's Hub - with lots of helpful info to go hand in hand with your Skip experience.