We have the right options to help you grow your money

Setting savings goals and achieving them is a great feeling. At SBS Bank, we have a range of saving options that cover all stages of life. So take a moment to think about your goals, and let's make your money work for you. Start today, take the opportunity to put some money away now. It's really simple with us.


grow your savings

  • No opening balance
  • Earn interest on every dollar
  • Access online, in branch or using the telephone

easy, online saving

  • Unlimited transfers to your everyday account to withdraw your money
  • No monthly fees or charges

0.25% p.a.


incentive saver

accelerate your savings

  • No opening balance
  • Interest calculated daily on your total balance
  • Bonus interest if you make monthly deposits and don't make any withdrawals within the three month period
  • Access in branch or using the telephone

supporting goal-based saving

  • Interest and bonus paid quarterly
  • No monthly fees or charges

0.05% p.a.

Base Rate +

1.00% p.a.

Bonus Rate =

1.05% p.a.

potential Rate


saving for retirement

  • KiwiSaver is a painless way to regularly put a little aside for your future
  • Regular contributions can be deducted from your pay
  • Designed to be easy

first home assistance 

  • If you have never owned a home before
  • You may withdraw your savings to put towards your first home
  • You may also be eligible for HomeStart grant

Lifestages KiwiSaver Scheme is provided by Funds Administration New Zealand Limited (FANZ), a subsidiary of SBS Bank.

retrieve application

To continue an application you have previously saved you will need the username and password you saved the application under.

Saved Applications

Important information

Account opening and eligibility criteria, fees and changes and Electronic Banking Terms and Conditions apply. Interest rates current as at 12 August 2019 and are subject to change. A copy of the Product Disclosure Statement for the Lifestages KiwiSaver Scheme is available at

A copy of the current Southland Building Society (SBS Bank) Disclosure Statement along with our Term Investment Terms & Conditions and QFE Adviser Disclosure Statement are available on request and free of charge from any branch or agency of SBS Bank or on this website
© Southland Building Society, 2016