personal loans

for what you really want

You never know when you might need a helping hand to get something you really want. It might be a new car, it might be a fabulous holiday, or consolidating your bills and credit cards into one convenient loan. At SBS Bank we can help you, with payments to suit your pocket. Anything's possible with a personal loan.

unsecured personal loans                                

We know how important the things you really want are to achieving your dreams. It is important to have a convenient and hassle-free personal loan solution when you’re looking to:

» Buy a new car
» Take your dream holiday
» Buy furniture and appliances for your home
» Renovate your home
» Consolidate your debt – combine all those bills and loans into one
» Send your child on a overseas study trip or exchange
» Pay unexpected bills

quick and easy

» Loan decision in just minutes
» Have the money in your bank account within 24 hours (next business day)
» It’s straightforward
» Check if you meet the lending criteria today


If you are over 18 years old you can apply
» Borrow $1,000–$50,000
» Repayments that suit your budget

affordable repayments

» We’ll discuss a payment plan that suits you
» Make extra payments or lump-sum payments when you have spare cash
» Make fixed weekly, fortnightly or monthly payments
» Interest rate agreed at the beginning of the loan so there are no surprises 

It might be a new car, a family holiday, home  renovations, urgent repairs. Whatever it is, we can help. With competitive interest rates, flexible terms and payments to suit your pocket, it could be possible with a personal loan

vehicle loans (secured personal loans) 

Buying a new car. You can purchase it with a Personal Loan secured against the car. So whether you need a larger car or your car has simply seen better days, ask SBS Bank for a pre-approval before you go car hunting.

Providing security, like your car, can:

» Allow you to borrow a larger amount

» Reduce the interest rate we can offer

affordable repayments

» We’ll discuss a payment plan that suits you

» Make extra payments or lump-sum payments when you have spare cash

» Make fixed weekly, fortnightly or monthly payments

» Interest rate agreed at the beginning of the loan so there are no surprises

» Repay the full amount at any time

Applying for a vehicle loan is quick and easy. You just need to provide us the details of the vehicle. We will do the rest. A decision is only minutes away. And the money for your new car could be in your account tomorrow.


important information

The information on this page does not take into account your individual circumstances and is not personalized financial advice. You should seek financial advice before you make any decision to open an account. Personal loans are provided by Finance Now Limited, a subsidiary of Southland Building Society (SBS Bank). Finance Now lending criteria, fees and Terms and Conditions apply for all secured and unsecured personal loans. SBS Bank may receive a commission for any successful personal loan application or insurance referral.

Finance Now's Personal Loan Rates and Fees > Download PDF (85KB)

A copy of the current Southland Building Society (SBS Bank) Disclosure Statement along with our Term Investment Terms & Conditions and QFE Adviser Disclosure Statement are available on request and free of charge from any branch or agency of SBS Bank or on this website
© Southland Building Society, 2016