We Kiwis are completely smitten (even a little obsessed) with home ownership. So, there’s nothing that gives our SBS people more of a buzz than helping other people get their very own piece of NZ. That’s exactly why we started back in 1869, and exactly why we’re still here today. Whether you’re chasing the property ladder, or sitting comfortably at the top, we reckon we’ve got exactly what you need in a home loan.
Your home is likely to be one of your most significant purchases you will ever make. It is a long term investment, so take your time and ask lots of questions. There are some key decisions you need to make like what is the best location for you? Do I need access to schools or public transport? What size and type of house suits and what can I afford? It's also important to remember that interest rates, credit fees and charges which apply are also subject to change, even if they are low, and affordable right now, so working out your budget is very important. And don't forget there will be Lending Eligibility & Criteria you will need to meet and Lending Standard Contract Terms which apply, so it's always worth having a chat with us to help understand these and know what you need to do to get your home loan with SBS Bank.