Check out our Grate rate

3.39% p.a. Fixed for 1 year and our Grate Cash Offer -

Get up to $5,000 for new lending with us.

To qualify for this “grate” offer (do you like what we did there?) you need to have lending with us which must:

1. have a minimum of 20% equity
2. be approved by us as either new or additional lending
3. be drawn down within 90 days of our written approval of your lending application;
4. be for residential lending (where residential rates apply); excluding our Kāinga Ora – First Home Loan; and
5. originate from a lending application received by us on or after 22 February 2020.

You also need to have your primary source of income paid into an SBS Bank transactional account

Ticking all the boxes? that's great, fill in your details below and let’s talk!

Can’t quite tick all the boxes? Don’t worry the Grate Rate is not restricted to this offer, click here to check out our interest rates page for more information about this and our other rates.

Rate is subject to change without notice. You will need to meet lending and eligibility criteria. Grate Cash Offer Terms and ConditionsLending Standard Contract Terms and Credit Fees and Charges apply too and are also available on request and free of charge from any branch of SBS Bank.

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