We'll make sure you have the cover you need to look after the people and things you love. Kick those life worries into touch and replace them with peace of mind with everyday insurance that’s designed for Kiwis. Our New Zealand insurance team can talk to you about all the options available so you can get on with life. 

Need help deciding which insurance cover is right for you? Call 0800 002 002 or Request a call from an Adviser to speak to our helpful team.

Insurance Policies

Life Insurance

Cover for Death and Terminal Illness. Provides protection for a mortgage, other debt, financially dependent family members and anyone who wishes to protect their families’ future goals. Policies available to suit all circumstances - entry level, or all the bells and whistles.

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Trauma Insurance

Provides help to meet ongoing living costs, additional medical/home care help, rehabilitation, debt or take a holiday to recuperate; covers serious conditions such as heart attacks or strokes, with partial payments for less serious conditions.

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Income Protection

Covers you if you’re unable to go to work because of an accident or illness. Your income, and the ability to earn that income, is your most important asset. Protect your families’ lifestyle and future goals.

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Home Insurance

We have the right policies to cover your own home, holiday home or rental property from accidental loss, damage or natural disaster destruction. We’ll pay to repair, rebuild or replace your home up to your sum insured.

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Contents Insurance

Cover the important stuff inside your house, personal belongings and special treasures from theft, accidental damage or loss up to your sum insured. Includes personal liability cover in case another person’s property is damaged. Available whether you’re in your own home or in a rental property.

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Vehicle Insurance

From Comprehensive cover to Third Party options; agreed value or market value policies available. No-excess windscreen cover, and replacement for a new vehicle. We can cover the classic cars, caravan, trailers & motorbikes as well.

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Support for Existing SBS Insurance Customers

If you already hold your insurance policies with SBS Insurance, you’ll find lots of helpful tips about how to manage these here. Whether you just need to change your address or would like to complete a full review of your policies to check their current suitability for your circumstances, SBS Insurance can help.


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Important Information

This information is only a summary of the insurance products that are on offer and is intended to be of a general nature. All insurance cover is subject to underwriting criteria and the individual policy terms and conditions set out in the insurance product policy documentation.

SBS Bank insurance products are arranged by Southsure Assurance Limited -Trading as SBS Insurance and is licensed under the Insurance (Prudential Supervision) Act 2010 and supervised by the Reserve Bank of New Zealand.

SBS Insurance holds a licence to provide a financial advice service (FSP35262) under the Financial Markets Conduct Act 2013 (the “FMC Act”), issued by the Financial Markets Authority on 28 April 2022. Under this licence, SBS Insurance can give regulated financial advice on product offerings to retail clients and is a member of the Banking Ombudsman scheme. SBS Bank may receive a commission for any successful insurance referral.